Instant pay money to users patym from my app

How to pay my users instantly when they reedeem the amount in my app to patym steps to integrate in my app please

You have to use paytm smart retail for that and you must have a business legally registered for the registration.

Ok but I don’t have any business is there any other way to pay users in myapp

Help please for my dought

If you want to use paytm then a clear no but i tried a lot of things like you can make your own bot for paytm. In Mobile that will activate once payment request received and transfer it to the users.