I don’t the banks that can be accepted when purchasing premium with Virtual card ,can someone tell me a trusted bank to use am from Nigeria
Hi Martins,
Welcome to the Kodular community!!
Since you haven’t received any replies and I’m sorry I can’t help you directly, I’ll leave you an answer from ChatGPT, hoping it’s correct.
Things to check before choosing a bank
- The card must support foreign currency / international online transactions.
- There may be a monthly or quarterly limit for international purchases.
- Watch out for exchange rate fees / bank charges.
- Confirm that Kodular accepts the payment method (international debit/credit card, PayPal, Stripe, etc.).
Reliable Banks / Payment Options in Nigeria (2025)
Based on recent updates, these are good options:
| Bank / Service | What it offers / Pros | Limits / Notes |
|---|---|---|
| GTBank (Guaranty Trust Bank) | Reactivated Naira cards for international transactions. Offers Mastercard/FSC cards usable for online foreign payments. (thecable.ng) | Limit: about US$1,000 quarterly for purchases + ATM withdrawals abroad. (businessday.ng) |
| UBA (United Bank for Africa) | Premium cards (Gold, Platinum, World) enabled for foreign purchases both online and at POS. (thecable.ng) | Similar limits to GTBank; depends on account/card type. (okay.ng) |
| Wema Bank | Mastercard / Visa / ALAT cards with international transactions active. (dailyasset.ng) | Often lower limits than GTBank/UBA; varies by card/account type. (pulse.ng) |
| First Bank of Nigeria | Restored international transactions on certain cards. (businessday.ng) | Monthly limits (~US$500 on some cards) + restrictions on ATM/POS use abroad. (pulse.ng) |
| Providus Bank | Gold and other premium cards allow international spending; relatively higher limits. (pulse.ng) | Must check card type (Gold, Platinum, etc.) as limits vary. |
Alternatives if the local bank card fails
- Foreign-currency prepaid cards: Some Nigerian banks issue prepaid USD / multi-currency cards you can load and use for international payments.
- Domiciliary (foreign currency) accounts: Opening a USD account at your bank can make things easier.
- Virtual cards / fintech services: Some Nigerian fintechs issue virtual Visa/MasterCards for online international purchases.
I moved the topic to Off Topic since I couldn’t find a suitable category for this question.